Education Budget Planner
Plan and project your children's education costs over time
Children
Projection Settings
Total Education Cost
KSh 3,060,861
Over 6 years
Monthly Required
KSh 42,512
To save monthly
Savings Gap
KSh 0
Surplus
What the extras assume
Where you have said a school fee does not already cover them, this plan adds typical annual costs of KSh 25,000 for books, KSh 36,000 for transport and KSh 24,000 for meals, each rising with the inflation rate above. These are our estimates, not figures from any school — check them against the schools you are considering.
Year-by-Year Breakdown
| Year | Child | Grade | Fees | Extras | Total |
|---|---|---|---|---|---|
| 2026 | John | Grade 7 | KSh 450,000 | KSh 0 | KSh 450,000 |
| 2027 | John | Grade 8 | KSh 472,500 | KSh 0 | KSh 472,500 |
| 2028 | John | Grade 9 | KSh 496,125 | KSh 0 | KSh 496,125 |
| 2029 | John | Grade 10 | KSh 520,931 | KSh 0 | KSh 520,931 |
| 2030 | John | Grade 11 | KSh 546,978 | KSh 0 | KSh 546,978 |
| 2031 | John | Grade 12 | KSh 574,327 | KSh 0 | KSh 574,327 |
Money-Saving Tips
- Consider schools with book rotation programs to save on textbook costs
- Look for sibling discounts if you have multiple children
- Pay fees annually if possible to get early payment discounts
- Start an education savings fund early to benefit from compound interest
- Consider education insurance or investment plans